Century 21 Bagley & Associates Real Estate for Your World
Century 21 Bagley & Assoc.

Buying Services for Decatur Home Buyers


 
Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Decatur or elsewhere in Illinois.


Below, select desired reports and complete the form provided.



Buying Your First Home

Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.

The Right Home at the Right Price

This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.

Avoid Common Buyer Errors

Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.

But Do You Need It

Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.


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An Important Note for Decatur Real Estate Buyers

Many times Decatur Real Estate buyers avoid using the services of a REALTOR under the mistaken belief that it costs them money - or that they will be able to negotiate a better deal directly with the seller or seller's real estate agent. This can be an expensive mistake when buying a home. If you are negotiating directly with the seller or seller's real estate agent, you may not be taking advantage of the best value available in the market today! You can have your own REALTOR, a Buyer Broker or Buyers Agent, who is committed to using the experience gained through hundreds of successful Decatur real estate negotiations for your benefit at no charge to you!

Real estate is a unique business, where an agent with one day's experience and no home sales gets paid the same as real estate agents with several years experience and hundreds of successful sales. An experienced Realtor can help you avoid costly mistakes, find the best home value, and make your home buying or relocation experience an enjoyable, stress-free one!

When viewing homes for sale, it is important for homebuyers to know and understand for whom the agent helping with the house hunting is actually working. The agent may be working as a sub agent - representing the seller's best interests during negotiations - or as your agent representing your best interests during negotiations. If you are not sure who your agent is working for - ask for clarification. Realtors must fully explain agency. When negotiations commence, wouldn't you want to know whether information you divulge will be used for the seller's benefit - or your's?

The contract you sign to buy or sell a property is a complex and legally binding document. An improperly written contract can allow the purchaser or seller to void the sale, or cost you thousands of unnecessary dollars. Have an experienced Realtor who knows the "ins and outs" fully explain the contract you are about to sign to you, or have your lawyer review it before acceptance.


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